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RCG GLOBAL COST OF LIVING INDEX BY CITY 2021

The RCG Global Cost of Living Index ranks over 180 world cities according to their living expenses. It takes into consideration numerous variables, such as the cost of food, housing, automobile, health, health insurance, and university tuition. The index does not account for items such as international travel expenses or the cost of furniture. It does, however, include a minimum clothing expenditure. Expenses such as health insurance and university fees are relative to one’s immigration status in each country. Some countries offer subsidized healthcare and education to residents, others not. 

The cost of living rating in each city assumes a well-off family of 3. It represents the minimum amount a wealthy family should require to live a comfortable life in each of these cities.

It’s important to factor in the cost of living of the city, rather than the country, perspective. In many places, the cost of living is much lower in rural areas than it is in urban ones. Places like the US have very affordable housing prices when you look at the country average. But compared to the square-foot prices in good neighborhoods in popular US cities, the contrast is staggering.

Some cities have disproportionate costs for certain items such as housing or alcohol. For example, Singapore puts a heavy tax on vehicles, and Monaco has a very expensive property market. 

Get a cost of living comparison of major cities. Find out how much you need to earn in different cities to maintain your current standard of living. Check our cost of living index by city below.

RankCOUNTRYCITYIndex Health Care Cost of living Rent - Apartment (3 bedrooms) in City Centre University Fees U. Fee Type Annual Costs of Living Annual Cost with Uni.
1PakistanLahore0.91 $ 3,500 $ 15,600 $ 290 $ 50 Local $ 22,580 $ 22,630
2PakistanKarachi0.90 $ 3,500 $ 16,800 $ 300 $ 50 Local $ 23,900 $ 23,950
3IndiaKolkata0.90 Public $ 19,200 $ 450 $ 50 Local $ 24,600 $ 24,650
4AlgeriaAlgiers0.90 Public $ 20,400 $ 450 $ 50 Local $ 25,800 $ 25,850
5IndiaHyderabad0.89 Public $ 19,200 $ 490 $ 2,000 Local $ 25,080 $ 27,080
6TunisiaTunis0.88 Public $ 24,000 $ 420 $ 50 Local $ 29,040 $ 29,090
7ColombiaCali0.88 Public $ 24,000 $ 450 $ 50 Local $ 29,400 $ 29,450
8ChinaWuxi0.87 Public $ 22,800 $ 550 $ 2,000 Local $ 29,400 $ 31,400
9BrazilBelo Horizonte0.87 Public $ 24,000 $ 470 $ 2,000 Local $ 29,640 $ 31,640
10ColombiaMedellin0.87 Public $ 26,400 $ 490 $ 50 Local $ 32,280 $ 32,330
11KazakhstanAstana0.87 Public $ 25,200 $ 600 $ 1,000 Local $ 32,400 $ 33,400
12BrazilRio de Janeiro0.87 Public $ 25,200 $ 680 $ 50 Local $ 33,360 $ 33,410
13VenezuelaCaracas0.87 $ 3,500 $ 22,800 $ 610 $ 50 Local $ 33,620 $ 33,670
14UzbekistanTashkent0.86 $ 3,500 $ 22,800 $ 580 $ 2,000 Local $ 33,260 $ 35,260
15MoldovaChisinau0.86 Public $ 27,600 $ 540 $ 1,200 Local $ 34,080 $ 35,280
16ChinaChengdu0.86 Public $ 25,200 $ 700 $ 2,000 Local $ 33,600 $ 35,600
17ChinaNingbo0.85 Public $ 26,400 $ 660 $ 2,000 Local $ 34,320 $ 36,320
18ArgentinaBuenos Aires0.85 Public $ 28,800 $ 550 $ 1,000 Local $ 35,400 $ 36,400
19MongoliaUlaanbaatar0.85 $ 3,500 $ 22,800 $ 630 $ 2,600 Local $ 33,860 $ 36,460
20BrazilBrasilia0.85 Public $ 25,200 $ 780 $ 2,000 Local $ 34,560 $ 36,560
21ChinaChangsha0.85 Public $ 26,400 $ 700 $ 2,000 Local $ 34,800 $ 36,800
22ChinaChongqing0.85 Public $ 28,800 $ 530 $ 2,000 Local $ 35,160 $ 37,160
23IndiaNew Delhi0.85 $ 3,500 $ 22,800 $ 590 $ 4,000 Local $ 33,380 $ 37,380
24GeorgiaTbilisi0.85 $ 3,500 $ 22,800 $ 710 $ 2,700 Local $ 34,820 $ 37,520
25ChinaShenyang0.85 Public $ 28,800 $ 570 $ 2,000 Local $ 35,640 $ 37,640
26KazakhstanAlmaty0.85 Public $ 24,000 $ 650 $ 6,000 Local $ 31,800 $ 37,800
27BoliviaLa Paz0.85 $ 3,500 $ 25,200 $ 640 $ 2,000 Local $ 36,380 $ 38,380
28MoroccoDakhla0.85 $ 3,500 $ 25,128 $ 650 $ 2,000 Foreign $ 36,428 $ 38,428
29Sri LankaColombo0.84 Public $ 25,200 $ 1,140 $ 50 Local $ 38,880 $ 38,930
30AlbaniaDurres0.84 $ 3,500 $ 27,600 $ 490 $ 2,000 Local $ 36,980 $ 38,980
31HondurasSan Pedro Sula0.84 $ 3,500 $ 26,400 $ 570 $ 2,400 Local $ 36,740 $ 39,140
32AzerbaijanBaku0.84 $ 3,500 $ 26,400 $ 700 $ 900 Local $ 38,300 $ 39,200
33ChinaWuhan0.84 Public $ 28,800 $ 710 $ 2,000 Local $ 37,320 $ 39,320
34VietnamHanoi0.84 $ 3,500 $ 26,400 $ 770 $ 200 Local $ 39,140 $ 39,340
35BrazilSao Paulo0.84 Public $ 28,800 $ 890 $ 100 Local $ 39,480 $ 39,580
36ChinaQingdao0.84 Public $ 26,400 $ 980 $ 2,000 Local $ 38,160 $ 40,160
37MacedoniaSkopje0.84 Public $ 27,600 $ 530 $ 7,000 Foreign $ 33,960 $ 40,960
38ParaguayAsuncion0.84 $ 3,500 $ 26,400 $ 590 $ 4,000 Local $ 36,980 $ 40,980
39ChinaFoshan0.83 $ 3,500 $ 27,600 $ 730 $ 2,000 Local $ 39,860 $ 41,860
40IraqBaghdad0.83 $ 3,500 $ 28,800 $ 810 $ 50 Local $ 42,020 $ 42,070
41BangladeshDhaka0.83 $ 3,500 $ 22,800 $ 420 $ 11,500 Local $ 31,340 $ 42,840
42ChinaTianjin0.83 Public $ 30,000 $ 1,070 $ 50 Local $ 42,840 $ 42,890
43EgyptCairo0.83 Public $ 28,800 $ 350 $ 10,000 Local $ 33,000 $ 43,000
44BelarusMinsk0.83 $ 3,500 $ 27,600 $ 680 $ 4,000 Foreign $ 39,260 $ 43,260
45NicaraguaManagua0.83 $ 3,500 $ 33,000 $ 500 $ 1,000 Local $ 42,500 $ 43,500
46MalaysiaKuala Lumpur0.83 $ 3,500 $ 27,600 $ 870 $ 2,000 Local $ 41,540 $ 43,540
47SyriaDamascus0.83 $ 3,500 $ 28,800 $ 690 $ 3,000 Local $ 40,580 $ 43,580
48IndiaBangalore0.83 Public $ 20,400 $ 600 $ 16,000 Local $ 27,600 $ 43,600
49PeruLima0.83 Public $ 28,800 $ 910 $ 4,000 Local $ 39,720 $ 43,720
50IndiaMumbai0.82 Public $ 22,800 $ 1,640 $ 2,000 Local $ 42,480 $ 44,480
51ChinaGuangzhou0.82 Public $ 27,600 $ 1,260 $ 2,000 Local $ 42,720 $ 44,720
52TanzaniaDar es Salaam0.82 $ 3,500 $ 25,200 $ 1,170 $ 2,000 Local $ 42,740 $ 44,740
53HondurasTegucigalpa0.82 $ 3,500 $ 29,400 $ 830 $ 2,100 Local $ 42,860 $ 44,960
54El SalvadorSan Salvador0.82 $ 3,500 $ 32,400 $ 760 $ 200 Local $ 45,020 $ 45,220
55Saudi ArabiaJeddah0.82 Public $ 37,200 $ 600 $ 1,000 Local $ 44,400 $ 45,400
56UkraineKiev0.82 $ 3,500 $ 27,600 $ 1,060 $ 2,000 Local $ 43,820 $ 45,820
57TaiwanTaichung0.82 Public $ 35,000 $ 890 $ 200 Local $ 45,680 $ 45,880
58MontenegroBudva0.82 Public $ 35,280 $ 820 $ 1,000 Local $ 45,120 $ 46,120
59ChinaHangzhou0.81 $ 3,500 $ 26,400 $ 1,210 $ 2,000 Local $ 44,420 $ 46,420
60BulgariaSofia0.81 Public $ 36,000 $ 820 $ 1,000 Local $ 45,840 $ 46,840
61RussiaSaint Petersburg0.81 Public $ 30,000 $ 990 $ 5,000 Local $ 41,880 $ 46,880
62TurkeyIstanbul0.81 Public $ 25,200 $ 560 $ 15,000 Local $ 31,920 $ 46,920
63VietnamHo Chi Minh City0.81 $ 3,500 $ 28,800 $ 1,220 $ 200 Local $ 46,940 $ 47,140
64ChinaSuzhou0.81 Public $ 33,600 $ 990 $ 2,000 Local $ 45,480 $ 47,480
65SerbiaBelgrade0.81 Public $ 36,000 $ 800 $ 2,000 Local $ 45,600 $ 47,600
66TaiwanKaohsiung0.81 Public $ 37,200 $ 810 $ 1,500 Local $ 46,920 $ 48,420
67ThailandPhuket0.81 Public $ 33,600 $ 1,120 $ 1,500 Local $ 47,040 $ 48,540
68St Vincent and The GrenadinesKingstown0.80 Public $ 34,320 $ 800 $ 5,000 Local $ 43,920 $ 48,920
69EcuadorQuito0.80 $ 3,500 $ 34,800 $ 820 $ 1,000 Local $ 48,140 $ 49,140
70UruguayMontevideo0.80 Public $ 39,600 $ 760 $ 500 Local $ 48,720 $ 49,220
71CambodiaPhnom Penh0.80 $ 3,500 $ 31,200 $ 1,220 $ 50 Local $ 49,340 $ 49,390
72LaosVientiane0.80 $ 3,500 $ 28,800 $ 1,430 $ 50 Local $ 49,460 $ 49,510
73Saudi ArabiaRiyadh0.80 Public $ 39,600 $ 820 $ 1,000 Local $ 49,440 $ 50,440
74MoroccoCasablanca0.80 $ 3,500 $ 31,200 $ 920 $ 5,300 Local $ 45,740 $ 51,040
75OmanMuscat0.79 Public $ 36,000 $ 1,120 $ 2,000 Local $ 49,440 $ 51,440
76RomaniaBucharest0.79 Public $ 38,400 $ 910 $ 3,000 Foreign $ 49,320 $ 52,320
77IndonesiaJakarta0.79 $ 3,500 $ 28,800 $ 1,340 $ 4,000 Local $ 48,380 $ 52,380
78ChinaNanjing0.79 Public $ 28,800 $ 1,170 $ 10,000 Local $ 42,840 $ 52,840
79Costa RicaSan Jose0.79 Public $ 42,000 $ 900 $ 600 Foreign $ 52,800 $ 53,400
80MexicoMexico City0.79 $ 3,500 $ 34,800 $ 1,230 $ 500 Local $ 53,060 $ 53,560
81ColombiaBogota0.79 Public $ 27,600 $ 840 $ 16,000 Local $ 37,680 $ 53,680
82MauritiusPort Louis0.78 Public $ 39,840 $ 860 $ 4,400 Foreign $ 50,160 $ 54,560
83GuatemalaGuatemala City0.78 $ 3,500 $ 33,600 $ 900 $ 7,200 Local $ 47,900 $ 55,100
84FijiSuva0.78 Public $ 36,000 $ 1,310 $ 3,600 Local $ 51,720 $ 55,320
85South AfricaJohannesburg0.78 Public $ 40,800 $ 930 $ 3,500 Local $ 51,960 $ 55,460
86HungaryBudapest0.78 Public $ 39,600 $ 1,010 $ 4,000 Foreign $ 51,720 $ 55,720
87ChileSantiago0.77 Public $ 42,000 $ 860 $ 4,000 Foreign $ 52,320 $ 56,320
88GreeceCorfu0.77 $ 3,500 $ 41,040 $ 940 $ 1,000 Local $ 55,820 $ 56,820
89JordanAmman0.77 Public $ 44,400 $ 630 $ 5,500 Local $ 51,960 $ 57,460
90Saint LuciaCastries0.76 Public $ 41,340 $ 1,290 $ 2,260 Local $ 56,820 $ 59,080
91Dominican republicSanto Domingo0.76 $ 3,500 $ 37,320 $ 730 $ 10,000 Local $ 49,580 $ 59,580
92RussiaMoscow0.76 Public $ 37,200 $ 1,830 $ 1,000 Local $ 59,160 $ 60,160
93South AfricaCape Town0.76 Public $ 38,400 $ 1,510 $ 4,000 Local $ 56,520 $ 60,520
94ChinaShenzhen0.76 $ 3,500 $ 34,800 $ 1,710 $ 2,000 Local $ 58,820 $ 60,820
95LithuaniaVilnius0.76 Public $ 45,600 $ 1,020 $ 3,000 Foreign $ 57,840 $ 60,840
96EthiopiaAddis Ababa0.75 $ 3,500 $ 40,800 $ 1,410 $ 200 Local $ 61,220 $ 61,420
97TaiwanTaipei0.75 Public $ 40,800 $ 1,580 $ 2,000 Local $ 59,760 $ 61,760
98KenyaNairobi0.75 $ 3,500 $ 31,200 $ 880 $ 17,000 Local $ 45,260 $ 62,260
99ThailandBangkok0.75 Public $ 37,200 $ 1,940 $ 2,000 Local $ 60,480 $ 62,480
100IndiaChennai0.75 Public $ 19,200 $ 3,460 $ 2,000 Local $ 60,720 $ 62,720
101CroatiaSplit0.75 Public $ 49,200 $ 1,030 $ 1,200 Foreign $ 61,560 $ 62,760
102PolandWarsaw0.74 Public $ 42,000 $ 1,510 $ 4,000 Foreign $ 60,120 $ 64,120
103GreeceAthens0.74 $ 3,500 $ 50,400 $ 870 $ 50 Local $ 64,340 $ 64,390
104PanamaPanama City0.74 Public $ 46,800 $ 1,560 $ 100 Local $ 65,520 $ 65,620
105IranTehran0.74 $ 3,500 $ 34,800 $ 1,620 $ 8,000 Local $ 57,740 $ 65,740
106AndorraAndorra la Vella0.73 $ 3,500 $ 43,200 $ 1,480 $ 2,000 Local $ 64,460 $ 66,460
107Antigua and BarbudaSaint John's0.73 Public $ 34,800 $ 1,150 $ 18,000 Local $ 48,600 $ 66,600
108SlovakiaBratislava0.73 $ 3,500 $ 46,800 $ 1,280 $ 1,000 Local $ 65,660 $ 66,660
109Czech RepublicPrague0.73 Public $ 42,000 $ 1,580 $ 6,000 Foreign $ 60,960 $ 66,960
110ChinaBeijing0.73 Public $ 33,600 $ 2,400 $ 6,000 Local $ 62,400 $ 68,400
111NigeriaLagos0.72 $ 3,500 $ 33,600 $ 2,630 $ 250 Local $ 68,660 $ 68,910
112LatviaRiga0.72 $ 3,500 $ 49,200 $ 950 $ 5,000 Foreign $ 64,100 $ 69,100
113SloveniaLjubljana0.72 $ 3,500 $ 50,400 $ 1,330 $ 70 Foreign $ 69,860 $ 69,930
114CyprusNicosia0.71 Public $ 55,200 $ 1,090 $ 3,660 Local $ 68,280 $ 71,940
115PhilippinesManila0.71 Public $ 30,000 $ 2,270 $ 16,000 Local $ 57,240 $ 73,240
116DominicaRoseau0.70 Public $ 55,320 $ 740 $ 10,000 Local $ 64,200 $ 74,200
117EstoniaTallinn0.70 $ 3,500 $ 55,200 $ 1,090 $ 3,000 Foreign $ 71,780 $ 74,780
118ChinaShanghai0.70 Public $ 38,400 $ 2,870 $ 2,000 Local $ 72,840 $ 74,840
119BahrainManama0.70 Public $ 40,800 $ 1,710 $ 13,800 Local $ 61,320 $ 75,120
120PortugalLisbon0.70 $ 3,500 $ 46,800 $ 1,940 $ 2,000 Foreign $ 73,580 $ 75,580
121CanadaMontreal0.69 Public $ 51,600 $ 1,770 $ 3,500 Local $ 72,840 $ 76,340
122SeychellesVictoria0.69 Public $ 46,560 $ 2,150 $ 6,000 Local $ 72,360 $ 78,360
123UAEAbu Dhabi0.68 $ 3,500 $ 45,600 $ 2,580 $ 1,000 Foreign $ 80,060 $ 81,060
124CyprusLimassol0.67 Public $ 57,600 $ 1,690 $ 3,500 Local $ 77,880 $ 81,380
125QatarDoha0.66 Public $ 50,400 $ 2,820 $ 2,000 Local $ 84,240 $ 86,240
126Turks and Caicos IslandsCockburn Town0.65 $ 3,500 $ 63,900 $ 1,500 $ 1,500 Foreign $ 85,400 $ 86,900
127South KoreaSeoul0.65 Public $ 54,000 $ 2,270 $ 6,000 Local $ 81,240 $ 87,240
128AustriaVienna0.64 $ 3,500 $ 60,000 $ 1,990 $ 2,000 Foreign $ 87,380 $ 89,380
129VanuatuPort Vila0.64 $ 3,500 $ 56,160 $ 2,290 $ 3,600 Local $ 87,140 $ 90,740
130KuwaitKuwait City0.63 Public $ 38,400 $ 1,920 $ 30,000 Local $ 61,440 $ 91,440
131GermanyBerlin0.63 $ 3,500 $ 62,400 $ 2,110 $ 600 Foreign $ 91,220 $ 91,820
132Saint Kitts and NevisBasseterre0.63 Public $ 62,040 $ 2,100 $ 5,000 Local $ 87,240 $ 92,240
133FranceNice0.63 Public $ 64,800 $ 2,260 $ 500 Foreign $ 91,920 $ 92,420
134Trinidad and TobagoPort of Spain0.63 Public $ 70,800 $ 1,240 $ 7,150 Local $ 85,680 $ 92,830
135BarbadosBridgetown0.63 $ 3,500 $ 66,000 $ 840 $ 14,000 Foreign $ 79,580 $ 93,580
136SpainBarcelona0.63 $ 3,500 $ 57,600 $ 1,880 $ 10,000 Foreign $ 83,660 $ 93,660
137BelgiumBrussels0.62 $ 3,500 $ 67,200 $ 1,860 $ 2,000 Foreign $ 93,020 $ 95,020
138SpainMadrid0.62 $ 3,500 $ 57,600 $ 2,050 $ 10,000 Foreign $ 85,700 $ 95,700
139CanadaVancouver0.61 Public $ 57,600 $ 2,900 $ 4,000 Local $ 92,400 $ 96,400
140ItalyRome0.60 Public $ 66,000 $ 2,400 $ 4,000 Foreign $ 94,800 $ 98,800
141CanadaToronto0.60 Public $ 61,200 $ 2,710 $ 6,000 Local $ 93,720 $ 99,720
142GermanyFrankfurt0.60 $ 3,500 $ 67,200 $ 2,470 $ 500 Foreign $ 100,340 $ 100,840
143JapanTokyo0.59 Public $ 58,800 $ 3,110 $ 6,000 Foreign $ 96,120 $ 102,120
144Turks and Caicos IslandsProvidenciales0.59 $ 3,500 $ 67,200 $ 2,500 $ 1,500 Foreign $ 100,700 $ 102,200
145GibraltarGibraltar0.58 $ 3,500 $ 54,840 $ 3,480 $ 4,500 Foreign $ 100,100 $ 104,600
146BahamasNassau0.58 Public $ 73,200 $ 2,590 $ 1,400 Foreign $ 104,280 $ 105,680
147Isle of ManDouglas0.58 Public $ 70,800 $ 1,450 $ 18,000 Foreign $ 88,200 $ 106,200
148MaltaValletta0.57 $ 3,500 $ 69,600 $ 2,730 $ 1,000 Local $ 105,860 $ 106,860
149LebanonBeirut0.57 $ 3,500 $ 62,400 $ 1,830 $ 20,000 Local $ 87,860 $ 107,860
150MacauMacau0.57 Public $ 75,600 $ 2,090 $ 8,000 Foreign $ 100,680 $ 108,680
151GermanyMunich0.56 $ 3,500 $ 70,800 $ 2,810 $ 1,150 Foreign $ 108,020 $ 109,170
152FinlandHelsinki0.56 Public $ 81,600 $ 2,330 $ 100 Foreign $ 109,560 $ 109,660
153ItalyVenice0.55 $ 3,500 $ 76,680 $ 2,520 $ 1,600 Foreign $ 110,420 $ 112,020
154LiechtensteinVaduz0.55 $ 3,500 $ 73,200 $ 2,880 $ 1,000 Foreign $ 111,260 $ 112,260
155GrenadaSaint George's0.55 Public $ 62,280 $ 930 $ 40,000 Local $ 73,440 $ 113,440
156ItalyMilan0.54 Public $ 73,200 $ 3,150 $ 4,000 Foreign $ 111,000 $ 115,000
157FranceParis0.53 Public $ 75,600 $ 3,360 $ 2,000 Foreign $ 115,920 $ 117,920
158British Virgin IslandsRoad town0.52 Public $ 82,500 $ 2,650 $ 5,200 Foreign $ 114,300 $ 119,500
159JerseySaint Helier0.52 Public $ 74,760 $ 3,010 $ 9,000 Foreign $ 110,880 $ 119,880
160AustraliaMelbourne0.51 Public $ 61,200 $ 2,530 $ 30,000 Foreign $ 91,560 $ 121,560
161SingaporeSingapore0.51 Public $ 66,000 $ 3,990 $ 8,000 Local $ 113,880 $ 121,880
162NorwayOslo0.51 Public $ 93,600 $ 2,360 $ 50 Foreign $ 121,920 $ 121,970
163New ZealandAuckland0.51 Public $ 69,600 $ 2,400 $ 24,000 Foreign $ 98,400 $ 122,400
164AustraliaBrisbane0.51 Public $ 68,400 $ 2,170 $ 28,000 Foreign $ 94,440 $ 122,440
165UAEDubai0.51 $ 3,500 $ 60,000 $ 3,120 $ 22,000 Foreign $ 100,940 $ 122,940
166AnguillaThe Valley0.49 $ 3,500 $ 71,000 $ 1,600 $ 33,750 Foreign $ 93,700 $ 127,450
167DenmarkCopenhagen0.49 Public $ 93,600 $ 1,510 $ 16,000 Foreign $ 111,720 $ 127,720
168NetherlandsAmsterdam0.47 Public $ 82,800 $ 3,280 $ 10,000 Foreign $ 122,160 $ 132,160
169IcelandReykjavik0.46 $ 3,500 $ 99,600 $ 2,500 $ 700 Foreign $ 133,100 $ 133,800
170IrelandDublin0.46 $ 3,500 $ 60,000 $ 3,780 $ 26,000 Foreign $ 108,860 $ 134,860
171SwedenStockholm0.46 $ 3,500 $ 82,800 $ 2,390 $ 20,000 Foreign $ 114,980 $ 134,980
172Hong KongHong Kong0.45 $ 3,500 $ 63,600 $ 4,480 $ 16,000 Foreign $ 120,860 $ 136,860
173UKLondon0.42 Public $ 80,400 $ 4,280 $ 14,000 Foreign $ 131,760 $ 145,760
174AustraliaSydney0.41 Public $ 68,400 $ 3,830 $ 32,000 Foreign $ 114,360 $ 146,360
175SwitzerlandGeneva0.40 $ 3,500 $ 105,600 $ 3,180 $ 2,000 Foreign $ 147,260 $ 149,260
176LuxembourgLuxembourg City0.40 $ 3,500 $ 103,200 $ 3,550 $ 500 Foreign $ 149,300 $ 149,800
177SwitzerlandLausanne0.39 $ 3,500 $ 109,200 $ 3,300 $ 1,200 Foreign $ 152,300 $ 153,500
178SwitzerlandZurich0.35 $ 3,500 $ 106,800 $ 4,180 $ 1,300 Foreign $ 160,460 $ 161,760
179USAMiami0.35 $ 8,000 $ 64,800 $ 3,570 $ 47,000 Foreign $ 115,640 $ 162,640
180AngolaLuanda0.26 $ 3,500 $ 58,800 $ 9,980 $ 3,500 Local $ 182,060 $ 185,560
181USABoston0.25 $ 8,000 $ 73,200 $ 4,330 $ 55,000 Foreign $ 133,160 $ 188,160
182BermudaHamilton0.23 Public $ 111,600 $ 5,200 $ 18,000 Foreign $ 174,000 $ 192,000
183Cayman IslandsGeorge Town0.23 $ 3,500 $ 101,760 $ 4,730 $ 30,000 Foreign $ 162,020 $ 192,020
184USALos Angeles0.16 $ 8,000 $ 72,000 $ 4,400 $ 78,000 Foreign $ 132,800 $ 210,800
185USASan Francisco0.14 $ 8,000 $ 75,600 $ 6,350 $ 54,000 Foreign $ 159,800 $ 213,800
186USANew York0.11 $ 8,000 $ 87,600 $ 6,610 $ 47,000 Foreign $ 174,920 $ 221,920
187MonacoMonaco-0.55 $ 3,500 $ 96,000 $ 21,760 $ 26,000 Foreign $ 360,620 $ 386,620

METHODOLOGY

The data were collected in December 2020. Annual costs of living are estimated for an upper-middle-class family of three.

Healthcare expenses are often subsidized by the public healthcare system. This is linked to the immigrant’s initial status in each country. The annual costs are quotes from private health insurance companies in different countries based on coverage for inpatient care, emergency evacuation, emergency repatriation, a $0.5M annual limit, and a $5,000 deductible. They apply to a couple with one underage child.

Source: www.pacificprime.com

Living expenses refer to most everyday items: groceries, restaurants, clothing, transportation, fuel, utilities, etc. They exclude housing. The estimates were taken from Numbeo’s Cost of Living survey.

Assumptions:

Eating lunch or dinner in restaurants: 50% of the time
Choosing inexpensive restaurants: 20% of the time
Frequency of drinking coffee outside the home: low
Going out (cinema, nightlife, etc.): an average of 3x/week per active spender
Smoking: 0.5 pack/day per household
Alcoholic beverages: low consumption
Eating at home: Asian food
Driving: moderate
Taxis: no
Public transportation: no
Sport/Gym Memberships: no
Vacation and Travel: none
Clothes shopping: moderate

Source: www.numbeo.com

Rent is taken from Numbeo’s Property Prices and based on the average rent for a 3-bedroom apartment in the city center. There can be significant variations between areas in the city center.

Source: www.numbeo.com

University Costs are taken from the RCG University Index. They reflect the annual cost associated with attending an undergraduate program at the best-ranked university in each city.

Source: University Costs were taken from each university’s website (see the RCG University Index).

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